Lifestyle

4 Tips for Florida Homeowners During Hurricane Season

2 Mins read

The Florida hurricane season occurs between early June and late November. Florida is expected to be hit by a tropical or subtropical storm. Florida is especially at risk because nearly the entire state is flood-prone. The 2005 hurricane season was the most severe since 1992.

Current trends indicate that the Atlantic ‘category 3’ hurricane season will be one of the most active on record. 2021 saw a similar pattern to 1950, with over 11 hurricanes and damages north of 40 million dollars, up to nine storms formed within the Atlantic Basin originating from the Central Pacific Region in 2021 alone.

These reports are based on NOAA’s Satellite Meteorological Data Facility, Tropical Weather Information Center, Columbia AccuWeather Services Inc., and AccuWeather.com. This blog will outline some tips for getting through hurricane season in Florida.

Get A Lawyer to Help with Your Insurance Claims

Hurricanes can cause massive damage to homes. In some instances, Insurance adjusters often underestimate the cost of repairs or miss certain kinds of damage. If a hurricane or severe storm damages your home, you should talk to a Florida hurricane lawyer who knows how to file an insurance claim. A skilled insurance claims lawyer can help you ensure you get the settlement you need to restore your home. 

Hurricane insurance policies must be effective 30 days before use. Think about whether your policy covers flood or water damage and rebuilding costs. Take a list of stuff they own. Insurance companies use this list to estimate compensation.

Sort and list damaged items. If known, list all item contents, including a description, manufacturer, brand, age, and purchase date. Pre-storm asset assessment is crucial, and the Florida Insurance Council recommends listing everything in your home, including the couch, pillows, utensils, and more. Digital video or photographs are proof work too.

Inspect and Fix the Roof

Repair any issues that could worsen in the upcoming storm, such as loose shingles, shutters, or downspouts. Hire a professional service provider to inspect your roof for leaks and worn spots before the storm hits if you can’t safely inspect the roof yourself.

Ensure maximum water flow during heavy downpours by cleaning your gutters. If your roof becomes damaged, you’ll be prepared to make quick repairs and limit the extent of the damage with a tarp or two.

Prepare Your Family During The Hurricane Season

Family evacuations are distressing. Each family member should know what to do in an emergency and where to evacuate. Don’t forget the pets!

Now is the time to prepare for a storm. It is best to evaluate and practice hurricane evacuation strategies earlier. Non-perishable meals, extra water, medications, crucial documents, batteries, etc., should be in your family’s emergency supply kits.

Keep Essential Documents in a Secure Location.

If you keep essential documents on paper in your house, it’s time to find a new solution. First, ensure that all vital records are kept in a waterproof and fireproof safe.

Next, make a digital copy of each document to remain with duplicates of everything if your house is destroyed and your safe cannot be recovered. Keep the following documents safe:

  • Certificates of birth
  • Marriage certificates
  • Cards for Social Security
  • Military service history
  • Policies of insurance
  • Income tax returns
  • Medical records
  • Financial statements

We hope this blog post has helped you feel prepared for any hurricanes or storms threatening Florida. As a homeowner, you know the importance of proper home maintenance. It is vital to keep your eyes open for any issues that may arise during the year, especially in the spring and summer months when storms are most common.

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